If you’re dreaming of your next vacation but need a little extra boost to your travel fund, you might want to consider an often-overlooked tool: gift cards. While gift cards are commonly associated with gifts and special occasions, using them strategically can actually help you save money specifically for travel. Here are some smart ways to use gift cards to build up your travel budget and make your next adventure more affordable.
Use Travel-Related Gift Cards to Prepay for Expenses
One of the most straightforward ways to save for travel is by purchasing gift cards for specific travel expenses in advance. Many airlines, hotels, and even rideshare services like Uber and Lyft offer gift cards. By buying these cards ahead of time, you’re essentially pre-paying for portions of your trip. This way, you’ll avoid dipping into your travel fund when it’s time to book flights, accommodations, or local transportation.
Additionally, setting aside gift cards for these purchases makes it easier to stick to a budget. Once you’ve used up the balance, you’ll have a clear limit on what you can spend in each category, helping you manage your travel costs and avoid overspending.
Take Advantage of Discounted Gift Cards for Travel Savings
You might be surprised to learn that you can buy gift cards at a discount from websites like Raise, CardCash, and Gift Card Granny. This includes gift cards for popular travel-related companies, such as airlines, hotels, and rental car services. By purchasing these discounted gift cards, you can effectively lower the cost of your travel expenses.
For example, if you buy a $100 gift card for $90, you’re already saving 10% on your travel budget. Over time, this small savings can add up, leaving you with extra cash to allocate toward meals, activities, or souvenirs during your trip.
Earn Travel Gift Cards Through Rewards Programs
There are numerous ways to earn gift cards through loyalty and rewards programs, which can then be used for travel expenses. Many credit card reward programs, such as Chase Ultimate Rewards or American Express Membership Rewards, allow you to redeem points for gift cards from travel brands. Similarly, apps like Swagbucks, Rakuten, and Ibotta offer gift card rewards for simple activities like shopping online, scanning receipts, or completing surveys.
Once you accumulate points, choose gift cards for travel-related merchants, such as airlines, gas stations, or restaurants. This not only helps reduce your out-of-pocket travel costs but also lets you use everyday spending to fund your next trip.
Budget Travel Spending with Gift Cards
If you want to keep travel spending in check while you’re on the road, consider using gift cards to create a travel budget. For example, buy gift cards to restaurants or coffee shops where you plan to eat, or get a prepaid Visa or Mastercard gift card that you can use at various locations. By sticking to the balance on your gift cards, you’ll be able to track your spending more easily and avoid overspending on meals and other discretionary expenses.
Gift cards can also help with entertainment expenses while traveling. If you plan to visit attractions, consider purchasing gift cards for services like Groupon or CityPASS, which can offer discounts on local activities and tours. Using gift cards in this way helps you set financial boundaries while still allowing for a fun, memorable experience.
Use Gift Cards to Cover Road Trip Expenses
Planning a road trip? Gift cards can come in handy for everything from gas to accommodations. Many gas stations, such as Shell and BP, offer gift cards that you can purchase in advance. Buying gas cards allows you to set aside funds for fuel costs, so you won’t be surprised by the cost when you fill up at the pump.
If you’re staying at chain hotels, check to see if they offer gift cards as well. Purchasing hotel gift cards in advance can help you control your lodging expenses and keep track of your travel budget. This approach is especially helpful if you’re splitting costs with friends or family, as it allows everyone to contribute and keep track of spending along the way.
Plan for Future Travel with Gift Cards
If you’re planning a trip but haven’t nailed down the details yet, buying gift cards for general travel expenses can help you save now and use them when the time is right. Consider purchasing gift cards from online travel agencies like Expedia or Airbnb. With these gift cards on hand, you’ll have money set aside for future bookings, even if you’re not yet sure where or when you’re going.
Additionally, look for gift cards that can be used for travel-related services beyond just flights and hotels. For instance, Visa and Mastercard prepaid cards can be used at any merchant that accepts these cards, giving you flexibility to cover a wide range of travel expenses, from dining out to picking up a few souvenirs.
Start Building Your Travel Fund with Gift Cards
Gift cards are a versatile tool that can help you save for your next adventure in a variety of ways. From earning rewards and buying discounted cards to pre-paying for travel expenses, there are countless strategies for using gift cards to build your travel fund. So next time you’re looking to save a little extra for your travels, consider these gift card hacks. You’ll be one step closer to exploring new destinations—and enjoying the journey without stretching your budget.